Membership and Guarantee Plans
Confidi Centro Nord offers tiered membership plans designed to match the scale and complexity of your business financing needs. Whether you are a sole trader seeking a first bank guarantee or a growing mid-sized company requiring a structured credit facility, we have a plan calibrated to your situation. Each tier provides access to our cooperative guarantee pool, direct lending products, and member support services. Fees and guarantee limits are structured to ensure that even the smallest enterprises can benefit from collective credit risk sharing.
Starter Guarantee
From €350/yr
Designed for micro-enterprises and sole traders taking their first steps in accessing bank-guaranteed credit. This plan provides essential SME credit guarantee coverage with straightforward eligibility criteria and rapid processing.
- Guarantee coverage up to €75,000
- Access to partner bank network
- Single active guarantee instrument
- Standard application processing (10 working days)
- Member helpline support
Business Guarantee
From €950/yr
Suited to established small and medium enterprises requiring broader credit guarantee coverage and access to direct lending facilities for investment and working capital purposes.
- Guarantee coverage up to €350,000
- Direct SME lending eligibility
- Up to three concurrent guarantee instruments
- Financial surety bond issuance
- Priority application processing (5 working days)
Corporate Guarantee
From €2,400/yr
Tailored for mid-sized companies and corporate borrowers with complex, multi-instrument financing structures. Includes full advisory support and access to our highest guarantee thresholds and bespoke credit risk sharing arrangements.
- Guarantee coverage up to €1,500,000
- Bespoke corporate financing advisory
- Unlimited concurrent guarantee instruments
- Working capital and investment loan facilities
- Dedicated relationship manager and expedited processing